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The 3CAP Ecosystem

Capital intelligence, connected to how your business runs

3CAP brings funding readiness and business software together. Start today with SME Business Loan eligibility. FLO business automation and partner modules are on the way for eligible 3CAP clients.

Eligibility results are indicative and are not a loan sanction or credit approval. Lenders retain full underwriting and sanction discretion.

How It Connects

One business profile. Capital and operations in one place.

Your business runs on connected tools. With your consent, the data you choose to share can support a clearer view of your financial health and funding readiness.

FLORun your business
→
DealBuyProcure
→
PricePointSell
→
BizXchangeManage stock
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3CAP CapitalAssess funding readiness
Products

What's live, and what's coming

We show only what is available today as live. Everything else is clearly marked as planned.

Coming soon
FLO

FLO

Business Automation Suite

The software backbone for your business, accessible through the 3CAP ecosystem.

  • FLO CRM — leads, contacts and follow-ups
  • FLO ERP — orders and operations
  • FLO Accounting — books and reports
  • FLO HR — employees and payroll
With your consent, FLO data can support your 3CAP eligibility assessment.
Coming soon
PP

PricePoint

E-Commerce

Sell online from one dashboard, with inventory kept in step with FLO.

  • Own online storefront
  • Order management
  • Inventory sync with FLO
Coming soon
DB

DealBuy

Procurement

Source raw materials and goods with better visibility over suppliers and prices.

  • Supplier discovery and comparison
  • Purchase orders that flow into FLO
  • Procurement records in one place
Coming soon
BX

BizXchange

Inventory & Stock

Keep track of stock and find business buyers for slow-moving inventory.

  • Stock visibility across locations
  • Slow-moving inventory alerts
  • Listing excess stock for business buyers
Next release
WCL

Working Capital Limits

Eligibility for CC / OD and working capital

Eligibility for working capital limits based on your operating cycle and banking conduct.

  • Operating-cycle assessment
  • Banking conduct review
  • Separate treatment of CC/OD obligations

Also planned: BizXport (export) and B Profile (business profile). Details will be shared closer to launch.

Software Access & 3CAP Rewards

Business software as a benefit of being a 3CAP client

12 months of complimentary access for eligible 3CAP clients. Thereafter, redeem earned 3CAP Credits towards annual subscriptions.

1

Become a 3CAP client

Onboard and avail a qualifying 3CAP service.

2

12 months complimentary

Access specified software modules for 12 months from your activation date.

3

Earn 3CAP Credits

Eligible services and transactions during the year earn credits.

4

Redeem at renewal

Use credits against your annual subscription and pay any balance.

Eligibility criteria, included modules, subscription pricing and 3CAP Credit terms will be published before activation. All charges are disclosed before you commit.

Roadmap

Building the capital journey, step by step

Launched
Phase 1

Foundation

Corporate website and SME Business Loan preliminary eligibility.

Near term
Phase 2

Working Capital

Working Capital Limits eligibility and improved application management.

Planned
Phase 3

Ecosystem

FLO and partner modules, software access and the 3CAP Rewards wallet.

Planned
Phase 4

Capital Markets

IPO-readiness framework and governance and financial preparedness assessments.

Be among the first to use the 3CAP ecosystem

Built on Credex Group's track record with 1,500+ businesses. Create your account and start your application online.

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